Free Pool Selection is an option we offer members who wish to manage their own investments.

You can sign up for Frit Puljevalg by logging on to pension.dk. You can adjust your investments on a daily basis if you want, and you can always go back to having PensionDanmark invest your money for you.

When you opt into Frit Puljevalg, nobody watches the markets for you or adjusts your investments along the way. That is your responsibility.

If you do not have the time for that, you would probably be better off having us invest for you. We monitor the market and adjust investments on a continuous basis. We also automatically lower your risk as you get older.

Bear in mind that you will be living on your pension savings throughout your retirement.