As you approach the age for retirement/early retirement, it is a good idea to get an overview of how much money you have saved up and how to get the most out of it. We can help you ensure that you have the kind of financial stability that meets your needs when you stop working.
Get prepared in good time
There are different rules for when you can retire. It depends on when you were born. When you are logged in, this page will show you when you can begin receiving disbursements from your pensions.
It is good to start early when you are planning to go on early retirement or retire. There are many ways to structure your finances, and some of them can provide you with a greater return on your savings than others.
If you book a phone meeting with one of our advisors, we will help you get the most out of your options and, for example, your basic state pension and supplementary pension benefit (ældrecheck).
You can view your savings accounts at any time here on this page.
Early retirement benefit
Know the rules that apply to you
You can receive the early retirement benefit for 3–5 years before you retire. Your date of birth determines when you can take early retirement and for how long.
It is your unemployment insurance fund (A-kasse) which pays out your early retirement benefit, and they are the ones you need to get in touch with if you want to take an early retirement.
Here you can see what you can expect to receive
Your income as a pensioner
As a pensioner, you can receive income from the state such as a basic state pension, a supplementary pension benefit (ældrecheck) and ATP.
The size of your pension savings has an impact on how much you receive from the state. If you have large savings, you will receive less from the basic state pension for example.
The most flexible pension
You decide for yourself when you want money disbursed from your various pensions. From the date that you reach the retirement age, you can also begin using some or all of your pension.
How you choose to have your money disbursed will have an impact on how much tax you have to pay and how much you can receive in state pension and early retirement benefits, among other things.
So there are good reasons for making a sensible plan that will get you the most out of your pensions.
Possibilities in the health scheme
Denmark's best health scheme
When you have a health scheme with us, it provides you with quick access to physiotherapy, psychologists and a number of other treatments that could otherwise quickly end up being very costly.
Our nurses and social workers are with you throughout the entire course of your treatment. This ensures that you are in good hands if you should become ill.
If you die
Inheritance and pension
It is important to have a plan for what is going to happen to your assets when you pass away. There is a lot to consider, and so it's a good idea to start early.
Your pensions and insurance policies are paid out directly to your next of kin unless you decide on other beneficiaries.
Most of your other assets – for example, money in the bank, securities, your home and other things you own – you can distribute as you like when you create a will.