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Seniors

As you approach the age for retirement/early retirement, it is a good idea to get an overview of how much money you have saved up and how to get the most out of it. We can help you ensure that you have the kind of financial stability that meets your needs when you stop working.

Retiring soon

Get prepared in good time

There are different rules for when you can retire. It depends on when you were born. When you are logged in, this page will show you when you can begin receiving disbursements from your pensions.

It is good to start early when you are planning to go on early retirement or retire. There are many ways to structure your finances, and some of them can provide you with a greater return on your savings than others.

If you book a phone meeting with one of our advisors, we will help you get the most out of your options and, for example, your basic state pension and supplementary pension benefit (ældrecheck).
You can view your savings accounts at any time here on this page.

While you are still saving up

While you are still saving up

Typical questions

Find answers here

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Call us on: +45 7012 1335

Weekdays 8.00 am-9.00 pm

Make a plan in good time – and get more for your money

Make a plan in good time – and get more for your money

Typical questions

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Call us on: +45 7012 1335

Weekdays 8.00 am-9.00 pm

The senior employee scheme can provide you with extra days off

The senior employee scheme can provide you with extra days off

Typical questions

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Call us on: +45 7012 1335

Weekdays 8.00 am-9.00 pm
Early retirement benefit

Know the rules that apply to you

You can receive the early retirement benefit for 3–5 years before you retire. Your date of birth determines when you can take early retirement and for how long.

It is your unemployment insurance fund (A-kasse) which pays out your early retirement benefit, and they are the ones you need to get in touch with if you want to take an early retirement.

Who can qualify for early retirement, and when?

Who can qualify for early retirement, and when?

Typical questions

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Call us on: +45 7012 1330

Weekdays 8.00 am-9.00 pm

How much can you get from early retirement – for those born 1955 or earlier

How much can you get from early retirement – for those born 1955 or earlier

Der er sket en fejl. Prøv igen senere.

Typical questions

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Weekdays 8.00 am-9.00 pm

How much can you get in early retirement – for those born 1956 or later

How much can you get in early retirement – for those born 1956 or later

Der er sket en fejl. Prøv igen senere.

Work for longer, and receive a tax-free premium.

Work for longer, and receive a tax-free premium.

Der er sket en fejl. Prøv igen senere.

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Call us on: +45 7012 1330

Weekdays 8.00 am-9.00 pm
Here you can see what you can expect to receive

Your income as a pensioner

As a pensioner, you can receive income from the state such as a basic state pension, a supplementary pension benefit (ældrecheck) and ATP.

The size of your pension savings has an impact on how much you receive from the state. If you have large savings, you will receive less from the basic state pension for example.

State pension

State pension

Typical questions

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Supplementary pension benefit (ældrecheck)

Supplementary pension benefit (ældrecheck)

Typical questions

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ATP

ATP

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Weekdays 8.00 am-9.00 pm

Offsetting

Offsetting

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Weekdays 8.00 am-9.00 pm
Retirement

The most flexible pension

You decide for yourself when you want money disbursed from your various pensions. From the date that you reach the retirement age, you can also begin using some or all of your pension.

How you choose to have your money disbursed will have an impact on how much tax you have to pay and how much you can receive in state pension and early retirement benefits, among other things.

So there are good reasons for making a sensible plan that will get you the most out of your pensions.

Highly flexible – you can decide for yourself

Highly flexible – you can decide for yourself

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Call us on: +45 7012 1330

Weekdays 8.00 am-9.00 pm

Learn more about starting your retirement

Learn more about starting your retirement

Write to us

E-mail

Call us on: +45 7012 1335

Weekdays 8.00 am-9.00 pm

When you are using your savings

When you are using your savings

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Call us on: +45 7012 1335

Weekdays 8.00 am-9.00 pm
Possibilities in the health scheme

Denmark's best health scheme

When you have a health scheme with us, it provides you with quick access to physiotherapy, zone therapy, psychologists and a number of other treatments that could otherwise quickly end up being very costly.

Our nurses and social workers are with you throughout the entire course of your treatment. This ensures that you are in good hands if you should become ill.

About the health scheme

About the health scheme

Call us on: +45 7012 1335

Weekdays 8.00 am-9.00 pm

Stretching exercises for muscles and joints

Stretching exercises for muscles and joints

If you die

Inheritance and pension

It is important to have a plan for what is going to happen to your assets when you pass away. There is a lot to consider, and so it's a good idea to start early.

Your pensions and insurance policies are paid out directly to your next of kin unless you decide on other beneficiaries.

Most of your other assets – for example, money in the bank, securities, your home and other things you own – you can distribute as you like when you create a will.

Gule blomster på gravsten.

Who should receive the funds in the event of your death?

Who should receive the funds in the event of your death?

Der er sket en fejl, prøv igen senere. Ellers er du meget velkommen til at ringe til os.

Typical questions

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Weekdays 8.00 - 21.00

This is how your other assets will be distributed

This is how your other assets will be distributed

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Call us on: +45 7012 1330

Weekdays 8.00 am-9.00 pm

A will allows you to decide for yourself

A will allows you to decide for yourself

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E-mail

Call us on: +45 7012 1330

Weekdays 8.00 am-9.00 pm

Cohabiting partners – how to safeguard each other

Cohabiting partners – how to safeguard each other

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Call us on: +45 7012 1330

Weekdays 8.00 am-9.00 pm

Give gifts while you are still living

Give gifts while you are still living

Der er desværre sket en fejl. Prøv igen senere.

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Call us on: +45 7012 1330

Weekdays 8.00 am-9.00 pm