Health
If you become ill or are in pain, you can easily and quickly receive help from your PensionDanmark health scheme.
You can visit a physiotherapist or alternative kind of therapist free of charge. And if you are off work, you can quickly book an appointment with a specialist to establish the cause of your ill health.
TREATMENT
Do your muscles and joints ache?
If you have back or leg pain, or pain elsewhere you can receive free help to get rid of the pain.
With your health scheme in PensionDanmark, you can for example receive free treatment from a physiotherapist, chiropractor, massage therapist or reflexologist.
Book an appointment for treatment
Book an appointment for treatment
Book an appointment for treatment
When you have an injury, you can book an appointment for the treatment you believe will help. If you are in doubt about the type of treatment you need, it is a good idea to book an appointment with a physiotherapist.
During your first treatment you and your provider can arrange a further treatment plan to suit your needs.
What to do
Check whether you are covered by the PensionDanmark health scheme. You can do this by logging in to this page.
If you are covered by the health scheme, you can book free treatment here on this page or by calling +45 7010 0806.
We cannot refund payment for treatments that have been booked in another manner.
Rapid treatment
You will receive treatment within four days if your injury is not acute. If it is acute, you will receive treatment within 24 hours. An event is acute if the injury occurred the evening before or on the same day.
If you cannot get an appointment with one of our treatment providers within four days, we will pay for you to receive treatment elsewhere. Call +45 7010 0806 if you cannot get an appointment within four days.
All of the treatments you need
You can have as many treatments as you require. When you have received treatment 15 times for the same condition within one year, you must however contact your doctor, so that you are sure that you are being treated appropriately.
Find health centres
Find health centres
Treatments are provided at 135 health centres across Denmark.
Here you can see where they are located
If there are no suitable centres within 30 km of where you work or live, we will help you to find a centre closer to you. Call +45 7010 0806 to receive help.
Stretching exercises for muscles and joints
Stretching exercises for muscles and joints
Doing the correct exercises can help you to avoid injuries.
This page lists simple exercises that can help to prevent injuries to joints, muscles and tendons.
Prompt diagnosis
Help with receiving a diagnosis
Sometimes you have to wait a long time to see a specialist or receive a scan. But with the PensionDanmark health scheme, the waiting time is reduced and you will receive treatment more rapidly.
We call this Prompt Diagnosis.
How Prompt Diagnosis works
How Prompt Diagnosis works
You must have a referral from your doctor. This may be to see a specialist or for an investigation, such as a scan.
Once you have received the referral, you should log in and send it to us. Please ensure that you have your referral on the computer before you start. If you do not have it on your computer, you can find it at sundhed.dk.
Here is a guide on what to do.
Once you have sent the referral, you will receive a call from one of our nurses. The nurse will maintain contact with you throughout the process. This will ensure that you receive the right treatment as quickly as possible.
On sick leave
Frequently sick or chronically ill
Our nurses and social workers can advise you on the appropriate treatment.
You can also receive assistance regarding the free choice of hospital, waiting times and treatment guarantees, and what they mean for you.
How to get help
How to get help
When you call our nurses or social workers, together you will out a way to improve your health so that you can get well enough to work again.
Together you can draw up a plan for how you can use the services offered in your health scheme, and receive guidance on how you can receive help from the public health service.
What to do
The first thing you must do is to check whether you are covered by the PensionDanmark health scheme. You can do this by logging in to this page.
If you are covered by the health scheme, just call +45 7012 1335.
Our nurses and social workers are ready to help you any weekday between 08:00 am and 9:00 pm.
Critical illness
If you are diagnosed with a critical illness
Your critical illness insurance policy will provide you with a tax-free sum if you are diagnosed with one of the illnesses included in the insurance policy. This can be for example cancer, thrombosis or sclerosis.
What will you be paid?
What will you be paid?
Most members have an insurance policy in the event of critical illness of DKK 100,000, which is paid as a tax-free lump sum.
If you log in, you can see how you are insured. You can also change how much you receive in the event of a critical illness.
How long will the insurance policy remain in effect?
The insurance policy will remain in effect until you begin to have all of your pension disbursed, or up to five years after your contributions has stopped.
Which illnesses are covered?
Which illnesses are covered?
You may be eligible for a lump sum if you are diagnosed with:
- AIDS
- Alzheimer's disease
- Blindness
- Deafness
- Tick bites - consequences of borrelia infection (TBE) in the nervous system
- Burns, frostbite, corrosive injuries - major
- Brain haemorrhage, cerebral thrombosis, apoplexy
- Brain or subarachnoid meningitis - consequences
- Heart valve disease – heart valve surgery, infection in left heart valve
- Heart disease – coronary thrombosis, dilated cardiomyopathy, calcification of coronary artery and life-threatening heart rhythm disturbance with insertion of ICD.
- Aortic disease
- Malignant tumour
- Motor neurone disease (MND)
- Muscle atrophy – certain types, AIDP – acute
- Kidney failure – chronic or kidney transplant
- Organ transplant - heart, lung(s), liver or pancreas
- Parkinson's disease and Lewy Body Dementia
- Brain aneurism – surgical expansion
- Scleroderma - advanced or Wegener granulomatosis
- Multiple sclerosis or disseminated and Neuromyelitis optica
- Tumours in brain and spinal cord - certain benign
We also stipulate certain requirements in the diagnosis Call us on +45 7012 1335 if you are in doubt.
You can receive several lump sums
Even if you have received disbursement for one illness, you can receive further sums if you have another illness. A minimum of six months must pass between diagnoses, and you can only receive a lump sum once for the same type of illness.
How to proceed, if you are diagnosed with a critical illness
How to proceed, if you are diagnosed with a critical illness
If you get one of the illnesses listed, you should start by checking whether you have critical illness insurance. Do this by logging in on this page.
If you have this insurance, you should apply to receive the funds.
Submit your papers too and avoid delays
You will receive a rapid reply if you send us your treatment plan (behandlingsoversigt) and your medical record when you apply.
If the documents are not submitted, up to a month may pass before you receive a reply.
If you are entitled to receive the funds, we will disburse them to your Nemkonto.
Free membership of patient associations
Free membership of patient associations
In the event of critical illness, we will give you one year's free membership of a patient's association. We work with:
- Hjernesagen (brain damage)
- The Danish Heart Foundation
- The Danish Cancer Society
- The Danish Multiple Sclerosis Society
- Parkinsonforeningen (Parkinson's disease)
- The Danish Rheumatism Association
As a member of a patient association you will receive support in handling your illness and in returning to a normal family and work life as quickly as possible.
When is the insurance policy not paid out?
When is the insurance policy not paid out?
You cannot receive the sum if:
- you have received a diagnosis of the illness before the insurance policy was taken out
- the illness occurred before you became a member of PensionDanmark, and if your employer has paid pension contributions for less than 12 months within the last four years.
- you have already received a lump sum within the last 6 months
- you have previously received a lump sum for the same type of illness
- you were diagnosed with the illness after your insurance policy no longer applied
- you have chosen to receive disbursement of the whole of your retirement pension
- you die after the time of diagnosis and before we have received your written application for disbursement
- you have received the diagnosis of the illness before this was included in the list of the illnesses covered by the policy
- your illness is not included on the list of the illnesses covered by the policy
- you started another labour market pension scheme after contributions had stopped
Help from a psychologist
Do you have stress or other problems?
If you have psychological problems, you can always call and talk with a psychologist.
These problems could involve your job or home life.
If you are feeling mentally unwell
If you are feeling mentally unwell
If you are not feeling well, our psychologists can help you.
If the problem is not urgent, you can talk to a psychologist over the telephone within three days.
If the matter is urgent, a maximum of four hours will pass.
You can have personal sessions if the psychologist determines that you need them.
What to do
Log in and check if you have joined the PensionDanmark health scheme.
If you are covered by the health scheme, just call +45 7010 0806.
Our psychologists are ready to help you 24 hours a day.
If you need advice on abuse
If you need advice on abuse
If your alcohol consumption is too high or you use drugs, you can obtain help from our abuse counsellors. They can explain about your treatment options and provide good advice on how to solve the problem.
What to do
Log in and check if you have joined the PensionDanmark health scheme.
If you are covered by the health scheme, just call +45 7010 0806.
Our abuse counsellors are ready to help you 24 hours a day.
Health check
Benefit more from your health scheme
With PensionDanmark's health test, you can find out in a few minutes whether you can use your health scheme to put an end to any health problems you have. Simply answer a few questions about yourself and your daily habits. Your answers are anonymous, of course.
Based on your answers, you will receive free help from your health scheme.
This could include e.g. treatment from a physiotherapist or chiropractor. Or a talk with a nurse who can help you with advice on health and illness.
Health check
Health check
Take the health test here.
Answer a few questions about yourself and your habits. Based on your answers, you will receive free help from your health scheme.
The test is anonymous
- Your answers are anonymous. However, if you would like us to contact you afterwards, the nurse will also be able to see your result.
- Your employer will not have access to your answers