When investing your savings, we focus clearly on spreading your investments to reduce the risk of losing funds. We would not jeopardise your security and safety simply to gain a slightly higher return.

Your savings will be invested based on your age. If your retirement is a long way off, a large proportion of the funds will be invested in shares. This could produce a higher return but the risk is also higher. As you grow older, we invest more of your savings in stable investments such as bonds, for example. This puts you in a better position to calculate what your finances will look like when your retire.