Flex job

Flex job savings protection is an insurance policy. It ensures that you receive the same amount of money in your savings every month as before you started a flex job.

How it works: 
When you are employed in a flex job, your employer contributes to your pension for the hours you work. The municipality does not pay the pension of the flex job subsidy.

Therefore, we make an extra contribution to your savings at the end of the month when your employer has paid in. This way, you get as much money in your savings as before you started your flex job.

If you leave your flex job, your savings protection will stop.

You can apply for savings protection, if: 

• you started a flex job after 1 January 2013  
• you have insurance for disability or senior pension with this coverage: Supplementary annual payout
• your employer makes contributions to your pension.

See your insurance cover

We will send you a letter in mit.dk once we have processed your application.

If you are entitled to a payout from your insurance, we will pay it into your Nemkonto.

If so, you cannot get savings protection.

If you still have insurance with your previous pension company, it is best to keep it. This will mean you have the best possible cover.

If so, your employer will make full pension contributions. You will therefore not be able to get savings protection.

The insurance ends automatically three years before you reach your state pension age.