Pension Scheme for Foreigners

Each month, your employer pays part of your salary into a pension scheme.
 
The size of the amount depends on the collective agreement at your workplace. As a general rule, your employer pays 2/3 of the amount and you pay 1/3.
 
Your pension scheme can be paid out if you travel back to your native country and take up permanent residence outside Denmark. However, you will be required to pay a 60 % duty to the Danish state. 

 
Most of your pension contributions go towards your pension, but your pension scheme also includes an insurance which covers next of kin in the event you die before retirement.
 

This is how you and your family are insured

 If you become disabled

• Option of capital pension payment (lump sum). 

 If you critically ill 

• Option of capital pension payment (lump sum).  

 If you die before retirement

• You receive your entire samings less tax to the Danish state - but with at least one lump sum of DKK 100,000.
  The minimum sum is scaled according to age.  

 When you retire

• Old-age pension each month.
• Instalment pension each moth for 10 years.
• Capital pension (lump sum).
   

Read more about your pension scheme

Read more about your pension scheme in English, German or Polish.

Download a brochure here.